Hospitalisation
Hospitalisation
Coverage designed to limit your out-of-pocket expenses before, during and after hospitalisation.
Frequently asked questions
It helps limit the costs you have to pay in case of hospitalisation and may also cover certain expenses before and after hospitalisation, depending on the coverage chosen.
This depends on the plan chosen. An adviser will explain the different options to you.
If you already have hospitalisation insurance (private or offered by your mutual), there is generally no waiting period when transferring your coverage. However, if you opt for more extensive coverage or if you do not yet have hospitalisation insurance, a waiting period may apply. In the case of higher coverage, this period only applies to the additional guarantees. An adviser will check your situation free of charge and explain the applicable conditions before any subscription.
Yes. You can subscribe even if you already have health problems. No medical questionnaire is required and your health condition does not prevent your affiliation. The coverage conditions are then those provided for by the guarantee.
Yes. Having a serious illness does not prevent subscription. No medical questionnaire is required and no surcharge is applied because of your health condition. You benefit from the same subscription conditions as any other member.
No. Subscription is without a medical questionnaire, regardless of your health condition.
No. You can subscribe at any age. There is no age limit to benefit from this coverage. Only the contribution amount varies according to age, the guarantees remain identical according to the coverage conditions.
Yes. Each member of your household can benefit from coverage tailored to their needs. You freely choose who you wish to cover, with no obligation for the whole family to subscribe to the same guarantee. Moreover, the contribution is calculated individually: the younger the person at the time of subscription, the more advantageous the rate.
Yes. The coverage also applies to medical expenses related to your hospitalisation, incurred up to 2 months before and up to 3 months after your hospital stay, in accordance with the guarantee conditions.
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